Reader’s Question: What vehicles does auto insurance company usually cover? Christian Manhattan NY An auto insurance company will provide cover for whatever vehicle is applied for. When you hear the words “car insurance,” it usually means protection for any person who operates a vehicle. The vehicle, or motor vehicle, need not be a car. You [...]

Reader’s Question: I am new to this auto insurance industry. How does a state auto insurance company work? Nathaniel Montpelier VT Having an auto insurance policy lined up for your vehicle is mandated by state regulations. It is punishable by law if you are caught driving your vehicle on public roads and highways without an [...]

Reader’s Question: Do automotive insurance companies still insure high risk drivers? Tom San Francisco CA   First, what do automotive insurance companies consider as high risk drivers? A person who has been involved in accidents or received tickets for violations can be considered as high risk. Persons who have been convicted at least once for [...]